With Jaiz *773#, you can transfer money, buy airtime/data, pay bills, check balance, and more on any mobile phone. No internet needed. Just dial, follow the on-screen prompts, and you’re done.

Quick snapshot
- Primary code: *773# (menu-driven)
- Works on: basic & smartphones
- Available 24/7: yes (subject to network uptime)
What you can do on *773#
- Transfer to Jaiz & other banks
- Buy airtime/data (self/others)
- Check balance & mini-statement
- Pay common bills (TV, power, etc.)
- Open or reactivate an account (where available)
- Create/Change USSD PIN
Note: Jaiz’s USSD flows are menu-based, so exact option numbers can change. Always follow the on-screen prompts after dialing *773#.
How to register (first time)
- Dial *773#.
- Choose Register/Activate (or similar).
- Enter your Jaiz account number (phone line must be linked to the account).
- Create a secure 4–6 digit USSD PIN and confirm.
Transfers with *773#
- Dial *773# → select Transfers.
- Pick Jaiz or Other Banks.
- Enter beneficiary account number, confirm name.
- Enter amount → authorize with your USSD PIN.
- You’ll get a confirmation on screen (and usually by SMS).
Airtime & data
- Dial *773# → Airtime/Data → choose Self or Others → enter amount/number → confirm with PIN.
Balance & mini-statement
- Dial *773# → Balance (or Mini-statement) → enter PIN to view.
Common errors & quick fixes
- “Wrong/Invalid PIN” → Re-enter carefully; if forgotten, use PIN reset in the *773# menu.
- “Insufficient funds” → Check balance; adjust amount.
- “Number not linked” → Visit a Jaiz branch or contact support to link your phone line to your account.
- Daily limit reached → Try a smaller amount or wait till the next day; for higher limits, use the app or visit a branch.
Requirements
- A Jaiz Bank account
- The phone number linked to that account
- A USSD PIN you set during activation
Fees & limits
USSD transactions typically attract small fees and have daily limits set by the bank/regulators. Check the *773# menu or customer care for the latest caps and charges.
Read also:
- Ecobank USSD Code for Money Transfer and Mobile Banking
- Wema Bank USSD Code for Money Transfer and Mobile Banking
- Stanbic IBTC USSD Code for Money Transfer and Mobile Banking
- All Banks USSD Codes For Mobile Money Transfers in Nigeria
- GTBank USSD Code for Money Transfer and Mobile Banking
- Fidelity Bank USSD Code for Money Transfer and Mobile Banking
- FCMB USSD Code for Money Transfer and Mobile Banking
- Polaris Bank USSD Code for Money Transfer and Mobile Banking
- Unity Bank USSD Code for Money Transfer and Mobile Banking
FAQs
What is the Jaiz Bank USSD code?
*773#—dial it to access the full menu for transfers, airtime/data, bills, balance, and more.
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Is *389*301# still working?
Jaiz has migrated to *773# as the primary USSD short code. If the old code appears anywhere, use *773# instead.
Do I need data or a smartphone?
No. USSD works on any phone without internet.
How do I keep my account safe on USSD?
Never share your USSD PIN, avoid using public/unknown phones, and hang up if anyone asks for your PIN or OTP.
Security tips
- Keep your USSD PIN private; don’t use obvious numbers.
- If your phone is lost, contact Jaiz immediately to block USSD access.
- Always confirm the beneficiary name before authorizing transfers.
Wrap-up
For fast, no-data banking on Jaiz, dial *773# and follow the prompts. It’s quick, secure, and available round the clock.