{"id":5516,"date":"2025-09-03T14:41:19","date_gmt":"2025-09-03T14:41:19","guid":{"rendered":"https:\/\/digiconceptng.com\/blog\/?p=5516"},"modified":"2025-09-03T14:41:23","modified_gmt":"2025-09-03T14:41:23","slug":"heritage-bank-ussd-code-for-money-transfer","status":"publish","type":"post","link":"https:\/\/digiconceptng.com\/blog\/heritage-bank-ussd-code-for-money-transfer\/","title":{"rendered":"Heritage Bank USSD Code for Money Transfer and Mobile Banking \u2014 *745# (updated)"},"content":{"rendered":"<div id=\"digic-2869255241\" class=\"digic-bedfore-post digic-entity-placement\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-4104817480020566\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-4104817480020566\" \ndata-ad-slot=\"\" \ndata-ad-format=\"auto\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n<p>Heritage Bank makes banking easier and more convenient through its <strong>USSD code *745#<\/strong>. With this service, you can send money, buy airtime, pay bills, and access a variety of financial services without an internet connection. All you need is a mobile phone and the number linked to your Heritage Bank account.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"540\" data-src=\"https:\/\/digiconceptng.com\/blog\/wp-content\/uploads\/2025\/09\/Heritage-Bank-USSD-Code-for-Money-Transfer-and-Mobile-Banking-1024x540.png\" alt=\"Heritage Bank USSD Code for Money Transfer and Mobile Banking\" class=\"wp-image-5517 lazyload\" data-srcset=\"https:\/\/digiconceptng.com\/blog\/wp-content\/uploads\/2025\/09\/Heritage-Bank-USSD-Code-for-Money-Transfer-and-Mobile-Banking-1024x540.png 1024w, https:\/\/digiconceptng.com\/blog\/wp-content\/uploads\/2025\/09\/Heritage-Bank-USSD-Code-for-Money-Transfer-and-Mobile-Banking-300x158.png 300w, https:\/\/digiconceptng.com\/blog\/wp-content\/uploads\/2025\/09\/Heritage-Bank-USSD-Code-for-Money-Transfer-and-Mobile-Banking-768x405.png 768w, https:\/\/digiconceptng.com\/blog\/wp-content\/uploads\/2025\/09\/Heritage-Bank-USSD-Code-for-Money-Transfer-and-Mobile-Banking-860x454.png 860w, https:\/\/digiconceptng.com\/blog\/wp-content\/uploads\/2025\/09\/Heritage-Bank-USSD-Code-for-Money-Transfer-and-Mobile-Banking.png 1200w\" data-sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/540;\" \/><\/figure>\n\n\n\n<p>The *745# code works on all types of phones (smartphones and feature phones) and is available 24\/7, making it a perfect solution for quick and reliable transactions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to Register for Heritage Bank USSD Banking<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Dial <strong><code>*745#<\/code><\/strong> from the phone number linked to your Heritage Bank account.<\/li>\n\n\n\n<li>Follow the on-screen prompts.<\/li>\n\n\n\n<li>Enter required account details and <strong>set a secure 4-digit PIN<\/strong>.<\/li>\n\n\n\n<li>You\u2019re ready to transact.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">Heritage Bank USSD Code for Transfers<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Transfer to Heritage accounts:<\/strong> <code>*745*1*Amount*AccountNumber#<\/code><\/li>\n\n\n\n<li><strong>Transfer to other banks:<\/strong> <code>*745*2*Amount*AccountNumber#<\/code><br>Authorize with your USSD PIN; you\u2019ll receive an instant confirmation once the transfer completes. (Heritage\u2019s USSD docs and reputable guides confirm these menu flows.)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Airtime Recharge with Heritage *745#<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Self-recharge:<\/strong> <code>*745*Amount#<\/code><\/li>\n\n\n\n<li><strong>For others:<\/strong> <code>*745*Amount*PhoneNumber#<\/code><\/li>\n<\/ul>\n\n\n\n<p>Airtime is credited instantly across major Nigerian networks.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Check Heritage Bank Account Balance<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Balance:<\/strong> <code>*745*0#<\/code><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Pay Bills Using Heritage USSD<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Dial <code>*745#<\/code> \u2192 navigate the menu to pay electricity, DSTV, GOTV, data and other utility bills.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Other Services on *745#<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>BVN inquiry and update<\/li>\n\n\n\n<li>Mini-statement requests<\/li>\n\n\n\n<li>PIN reset\/change<\/li>\n\n\n\n<li>Stop debit transactions or block cards (<code>*745*911#<\/code> as per guidance on some official help pages)<\/li>\n<\/ul>\n\n\n\n<p><strong>Read also:<\/strong><\/p><div id=\"digic-2788133785\" class=\"digic-get-free-material digic-entity-placement\"><p>Get <a title=\"TikTok SEO Cheats\" href=\"https:\/\/digiconceptng.com\/blog\/download\/tiktok-seo-cheats\/\" target=\"_blank\"><strong>TikTok SEO Cheat<\/strong><\/a> here<\/p>\n<\/div><div id=\"digic-3641998716\" class=\"digic-content_2 digic-entity-placement\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-4104817480020566\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-4104817480020566\" \ndata-ad-slot=\"in post\" \ndata-ad-format=\"auto\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/digiconceptng.com\/blog\/keystone-bank-ussd-code-for-money-transfer\/\">Keystone Bank USSD Code for Money Transfer and Mobile Banking<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/digiconceptng.com\/blog\/jaiz-bank-ussd-code\/\">Jaiz Bank USSD Code for Money Transfer and Mobile Banking (*773#)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/digiconceptng.com\/blog\/ecobank-ussd-code-for-money-transfer-and-mobile-banking\/\">Ecobank USSD Code for Money Transfer and Mobile Banking<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/digiconceptng.com\/blog\/wema-bank-ussd-code-for-money-transfer-and-mobile-banking\/\">Wema Bank USSD Code for Money Transfer and Mobile Banking<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/digiconceptng.com\/blog\/stanbic-ibtc-ussd-code-for-money-transfer-and-mobile-banking\/\">Stanbic IBTC USSD Code for Money Transfer and Mobile Banking<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/digiconceptng.com\/blog\/ussd-banks-transfers\/\">All Banks USSD Codes For Mobile Money Transfers in Nigeria<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/digiconceptng.com\/blog\/gtbank-ussd-code-for-money-transfer-and-mobile-banking\/\">GTBank USSD Code for Money Transfer and Mobile Banking<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/digiconceptng.com\/blog\/fidelity-bank-ussd-code-for-money-transfer-and-mobile-banking\/\">Fidelity Bank USSD Code for Money Transfer and Mobile Banking<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/digiconceptng.com\/blog\/fcmb-ussd-code\/\" data-type=\"post\" data-id=\"5486\">FCMB USSD Code for Money Transfer and Mobile Banking<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/digiconceptng.com\/blog\/polaris-bank-ussd-code-for-money-transfer-and-mobile-banking\/\">Polaris Bank USSD Code for Money Transfer and Mobile Banking<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/digiconceptng.com\/blog\/unity-bank-ussd-code-for-money-transfer-and-mobile-banking\/\">Unity Bank USSD Code for Money Transfer and Mobile Banking<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Benefits &amp; Security<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>No internet required \u2014 works on feature phones and smartphones.<\/li>\n\n\n\n<li>Secure transactions via your unique USSD PIN.<\/li>\n\n\n\n<li>Available 24\/7 (subject to network and system uptime).<\/li>\n\n\n\n<li>Follow on-screen prompts and always confirm beneficiary name before authorizing transfers.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion<\/h2>\n\n\n\n<p>Use <strong><code>*745#<\/code><\/strong> for Heritage Bank USSD banking. It\u2019s the code promoted by Heritage\u2019s official accounts and corroborated by trusted finance guides \u2014 not <code>*322#<\/code>. If you have <code>*322#<\/code> listed anywhere on your site, replace it with <code>*745#<\/code> to avoid user confusion.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Heritage Bank makes banking easier and more convenient through its USSD code *745#. With this service, you can send money, buy airtime, pay bills, and access a variety of financial services without an internet connection. All you need is a mobile phone and the number linked to your Heritage Bank account. The *745# code works [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5517,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":{"0":"post-5516","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-banking"},"_links":{"self":[{"href":"https:\/\/digiconceptng.com\/blog\/wp-json\/wp\/v2\/posts\/5516","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/digiconceptng.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/digiconceptng.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/digiconceptng.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/digiconceptng.com\/blog\/wp-json\/wp\/v2\/comments?post=5516"}],"version-history":[{"count":1,"href":"https:\/\/digiconceptng.com\/blog\/wp-json\/wp\/v2\/posts\/5516\/revisions"}],"predecessor-version":[{"id":5518,"href":"https:\/\/digiconceptng.com\/blog\/wp-json\/wp\/v2\/posts\/5516\/revisions\/5518"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/digiconceptng.com\/blog\/wp-json\/wp\/v2\/media\/5517"}],"wp:attachment":[{"href":"https:\/\/digiconceptng.com\/blog\/wp-json\/wp\/v2\/media?parent=5516"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/digiconceptng.com\/blog\/wp-json\/wp\/v2\/categories?post=5516"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/digiconceptng.com\/blog\/wp-json\/wp\/v2\/tags?post=5516"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}