{"id":604,"date":"2024-09-16T07:03:00","date_gmt":"2024-09-16T07:03:00","guid":{"rendered":"https:\/\/digiconceptng.com\/blog\/?p=604"},"modified":"2026-03-10T09:30:46","modified_gmt":"2026-03-10T09:30:46","slug":"receive-money-through-paypal-in-nigeria","status":"publish","type":"post","link":"https:\/\/digiconceptng.com\/blog\/receive-money-through-paypal-in-nigeria\/","title":{"rendered":"How to receive money through PayPal in Nigeria"},"content":{"rendered":"<div id=\"digic-159768077\" class=\"digic-bedfore-post digic-entity-placement\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-4104817480020566\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-4104817480020566\" \ndata-ad-slot=\"\" \ndata-ad-format=\"auto\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n<p>Today we will be looking at how to receive money through PayPal in Nigeria. PayPal is a Fin-Tech company that offers payment methods for individuals or businesses who prefer online transactions to handle cash. It is easy to send or receive funds from different people in any part of the world using PayPal. <\/p>\n\n\n\n<p>You can find the comprehensive post on &#8220;<a href=\"https:\/\/digiconceptng.com\/blog\/paypal-account-nigeria\/\" target=\"_blank\" rel=\"noreferrer noopener\">how to open a PayPal account that can send and receive money in Nigeria<\/a>&#8221; and also find <a href=\"https:\/\/digiconceptng.com\/blog\/send-and-receive-money-with-paypal-in-nigeria\" target=\"_blank\" rel=\"noreferrer noopener\">how to send and receive money with PayPal in Nigeria<\/a><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"768\" data-src=\"https:\/\/digiconceptng.com\/blog\/wp-content\/uploads\/2021\/09\/paypal-on-mobile-1024x768.jpg\" alt=\"paypal on mobile\" class=\"wp-image-609 lazyload\" data-srcset=\"https:\/\/digiconceptng.com\/blog\/wp-content\/uploads\/2021\/09\/paypal-on-mobile-1024x768.jpg 1024w, https:\/\/digiconceptng.com\/blog\/wp-content\/uploads\/2021\/09\/paypal-on-mobile-300x225.jpg 300w, https:\/\/digiconceptng.com\/blog\/wp-content\/uploads\/2021\/09\/paypal-on-mobile-768x576.jpg 768w, https:\/\/digiconceptng.com\/blog\/wp-content\/uploads\/2021\/09\/paypal-on-mobile.jpg 1036w\" data-sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/768;\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">Do you know how to receive money through PayPal in Nigeria? <\/h2>\n\n\n\n<p>Let us look at how you can use PayPal. Below is what you need to know about receiving money using a PayPal account in Nigeria. <\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Does PayPal work in Nigeria? Yes, the service is operational in Nigeria. However, using a <strong>personal PayPal account <\/strong>will not allow you receive money, but you can open a <strong>business account<\/strong> to be able to receive funds online in Nigeria. <\/li><li>With a Personal PayPal account, you can only send money, fund your account, shop online, and perform other tasks that do not involve receiving funds. <\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">How to receive money through PayPal in Nigeria <\/h2>\n\n\n\n<p>Many people in Nigeria have been faced with the challenge of how to receive money from PayPal. But the procedure below will definitely help you on the go: <\/p><div id=\"digic-2910116857\" class=\"digic-get-free-material digic-entity-placement\"><p>Get <a title=\"TikTok SEO Cheats\" href=\"https:\/\/digiconceptng.com\/blog\/download\/tiktok-seo-cheats\/\" target=\"_blank\"><strong>TikTok SEO Cheat<\/strong><\/a> here<\/p>\n<\/div>\n\n\n\n<ol class=\"wp-block-list\"><li>Ensure to Open a <strong>PayPal Business Account.<\/strong> Do not open a <strong>personal account<\/strong> as individuals are not allowed to receive funds. <\/li><li>On your website, set up your payment system. <\/li><li>To enable you to collect payments from clients, read and follow the instructions in your account on how to set up payment collection on your website. <\/li><li>You can send an invoice with your business account to your clients or request funds from your customers. <\/li><li>Also, you can use your PayPal email to receive money from customers. <\/li><\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">How to open a PayPal account in Nigeria<\/h2>\n\n\n\n<p>Here is a quick step on how to open PayPal in Nigeria. Simply hit the sign up link: <\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>Visit the PayPal website on your browser: Ensure to <strong>sign up<\/strong> with the <a href=\"https:\/\/www.paypal.com\/ng\/home\" target=\"_blank\" rel=\"noreferrer noopener\">PayPal Nigeria address<\/a>. <\/li><li>From the registration page. <\/li><li>Input your details.<\/li><li><strong>Select the account type<\/strong>: There is the option of <strong>personal<\/strong> and <strong>business options<\/strong>. <\/li><li><strong>Enter your email and phone number<\/strong>: They should all be valid as you will be required to confirm them later. <\/li><li><strong>Enter your name<\/strong>: Your first name and last name will be required at this phase. <\/li><li><strong>Create a password:<\/strong> It should contain some special characters, numbers, and a mix of capital and small case letters. <\/li><li><strong>Confirm the password<\/strong> so as to move to the next step. <\/li><li><strong>Accept the terms and conditions<\/strong>: Ensure you are the owner of the mobile phone number to receive a confirmation text. <\/li><li><strong>Click next<\/strong>: The button is below the last field. <\/li><li>Verify your phone number: Retrieve the SMS sent to you by PayPal. You now have an <strong>active PayPal account.<\/strong> <\/li><\/ol>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"1011\" height=\"491\" data-src=\"https:\/\/digiconceptng.com\/blog\/wp-content\/uploads\/2021\/09\/paypal-nigeria-sign-up.jpg\" alt=\"paypal nigeria sign up\" class=\"wp-image-605 lazyload\" data-srcset=\"https:\/\/digiconceptng.com\/blog\/wp-content\/uploads\/2021\/09\/paypal-nigeria-sign-up.jpg 1011w, https:\/\/digiconceptng.com\/blog\/wp-content\/uploads\/2021\/09\/paypal-nigeria-sign-up-300x146.jpg 300w, https:\/\/digiconceptng.com\/blog\/wp-content\/uploads\/2021\/09\/paypal-nigeria-sign-up-768x373.jpg 768w\" data-sizes=\"auto, (max-width: 1011px) 100vw, 1011px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1011px; --smush-placeholder-aspect-ratio: 1011\/491;\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">How to use PayPal in Nigeria: Adding your bank account or credit card <\/h2>\n\n\n\n<p>To use your PayPal account in Nigeria, you can link it to your bank account or your credit card. This you can do through the following steps.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Log into your account. Go to your PayPal settings<\/li><li>Click the gear icon next to the &#8220;Log Out&#8221; option. This will take you to a new window. <\/li><li>Select the option with &#8220;Money, Banks, and Cards&#8221;: Available in &#8220;Business\/Personal Profile&#8221;. <\/li><li>Now link your bank account or card: You can use any of the methods convenient for you to set up a cash-out channel on your account. <\/li><\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"640\" height=\"480\" data-src=\"https:\/\/digiconceptng.com\/blog\/wp-content\/uploads\/2021\/09\/PayPal-Sign-Up-How-do-I-Create-a-PayPal-Account-Types-of-PayPal-Accounts.jpg\" alt=\"PayPal-Sign-Up\" class=\"wp-image-608 lazyload\" data-srcset=\"https:\/\/digiconceptng.com\/blog\/wp-content\/uploads\/2021\/09\/PayPal-Sign-Up-How-do-I-Create-a-PayPal-Account-Types-of-PayPal-Accounts.jpg 640w, https:\/\/digiconceptng.com\/blog\/wp-content\/uploads\/2021\/09\/PayPal-Sign-Up-How-do-I-Create-a-PayPal-Account-Types-of-PayPal-Accounts-300x225.jpg 300w\" data-sizes=\"auto, (max-width: 640px) 100vw, 640px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 640px; --smush-placeholder-aspect-ratio: 640\/480;\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">Transaction Fees for PayPal in Nigeria <\/h2>\n\n\n\n<p>When you send money with your PayPal account to any other person, it is free for the sender but the recipient will pay the conversion fee to convert the received funds from foreign currency to their local currency.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How long does it take to send money through PayPal? <\/h2>\n\n\n\n<p>When money is sent, the transfer is reviewed manually. This is usually between 3 to 5 working days before the amount is credited to the receiver\u2019s account. If you need to send the money urgently, you can opt for the instant transfer, which takes 30 minutes to be completed. <\/p>\n\n\n\n<p>However, you will pay a 1% fee of the amount being transferred, with the maximum charge being $10. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How long does it take to receive a PayPal payment? <\/h2>\n\n\n\n<p>For funds transferred directly from one PayPal account to another, it will take a few minutes for the money to be delivered. If the funds are sent from a bank account, however, the transaction could take 2\u20133 days to complete. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What is the transaction limits on PayPal? <\/h2>\n\n\n\n<p>If you do not have a PayPal account, you can send a one-time payment of up to $4,000. If you have a PayPal account that is verified, there is no limit on the total amount of money you can send from your account. You can send up to $60,000 but may be limited to $10,000, in a single transaction. (However, depending on your currency, this amount may differ.) If your account is unverified, there is a limit on the total amount of money you can send from your account. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to withdraw funds <\/h2>\n\n\n\n<p>This is how to withdraw funds in your PayPal accounts<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Log into your PayPal account with your password and email address. <\/li><li>Go to the withdrawal tab and Specify the amount you want to withdraw. <\/li><li>Select the withdrawal method: Here you select the bank account or cards which will be credited with the funds. <\/li><li>Enable the process: PayPal will transfer the amount to your account. <\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Alternatives to PayPal<\/h2>\n\n\n\n<p>Do you know there are other ways to receive money in Nigeria other than PayPal? These are: <\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Payoneer <\/li><li>Skrill <\/li><li>Western Union <\/li><li>Flutterwave also teamed up with PayPal to allow PayPal users all over the world to pay African merchants using PayPal&#8217;s &#8220;Pay with PayPal&#8221; feature on their platform. <\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">How to contact PayPal from Nigeria?<\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>You can contact payPal on the <a href=\"https:\/\/www.paypal.com\/ng\/smarthelp\/contact-us\" target=\"_blank\" rel=\"noreferrer noopener\">PayPal care desk<\/a> You need to be logged into your account to use it.<\/li><li>You can call them on phone: <strong>1-402-517-4519 <\/strong><\/li><\/ul>\n\n\n\n<p>Read Also: <\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/digiconceptng.com\" target=\"_blank\" rel=\"noreferrer noopener\">Get website for your business<\/a><\/li><li><a href=\"https:\/\/digiconceptng.com\/best-web-hosting\/\" target=\"_blank\" rel=\"noreferrer noopener\">Best web hosting company: Local and foreign<\/a><\/li><li><a href=\"https:\/\/digiconceptng.com\/importance-of-seo\/\" target=\"_blank\" rel=\"noreferrer noopener\">5 importance of SEO to small business websites<\/a><\/li><li><a href=\"https:\/\/digiconceptng.com\/6-important-digital-marketing-tips-for-startups\/\" target=\"_blank\" rel=\"noreferrer noopener\">6 important digital marketing tips for start ups<\/a><\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Frequently asked questions about PayPal Nigeria<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1631569591368\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Is PayPal banned in Nigeria?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No, it is not. The service is available to all in Nigeria. <\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1631569609515\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can Nigerians receive funds through PayPal?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes! you can, but only with a business account. <\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1631569692627\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How do I make my PayPal account valid in Nigeria? <\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Just confirm your email address and add a valid Visa or Mastercard. <\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1631569745091\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Where can I use PayPal in Nigeria?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can use PayPal in any part of Nigeria if you have a legitimate and functional PayPal account. <\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1631569894162\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Which bank uses PayPal in Nigeria?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>At the moment, only First Bank allows Nigerians to withdraw money using PayPal. <\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p>We can conclude that the problem of being unable to receive funds via PayPal in Nigeria is resolved from the post above. For those with a personal account, you can shop online and perform many other tasks. With a business account on PayPal, you will know how to receive money through PayPal in Nigeria.<\/p><div id=\"digic-609924959\" class=\"digic-content_2 digic-entity-placement\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-4104817480020566\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-4104817480020566\" \ndata-ad-slot=\"in post\" \ndata-ad-format=\"auto\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<p>Trust this post has been helpful? Kindly share using the buttons below.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Today we will be looking at how to receive money through PayPal in Nigeria. PayPal is a Fin-Tech company that offers payment methods for individuals or businesses who prefer online transactions to handle cash. It is easy to send or receive funds from different people in any part of the world using PayPal. You can [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":605,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":{"0":"post-604","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-how-to"},"_links":{"self":[{"href":"https:\/\/digiconceptng.com\/blog\/wp-json\/wp\/v2\/posts\/604","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/digiconceptng.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/digiconceptng.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/digiconceptng.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/digiconceptng.com\/blog\/wp-json\/wp\/v2\/comments?post=604"}],"version-history":[{"count":1,"href":"https:\/\/digiconceptng.com\/blog\/wp-json\/wp\/v2\/posts\/604\/revisions"}],"predecessor-version":[{"id":5830,"href":"https:\/\/digiconceptng.com\/blog\/wp-json\/wp\/v2\/posts\/604\/revisions\/5830"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/digiconceptng.com\/blog\/wp-json\/wp\/v2\/media\/605"}],"wp:attachment":[{"href":"https:\/\/digiconceptng.com\/blog\/wp-json\/wp\/v2\/media?parent=604"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/digiconceptng.com\/blog\/wp-json\/wp\/v2\/categories?post=604"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/digiconceptng.com\/blog\/wp-json\/wp\/v2\/tags?post=604"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}