First Bank, Nigeria’s oldest and one of the most trusted financial institutions, makes banking simple and accessible with its *894# USSD code. Known as “Quick Banking”, the service allows you to perform essential transactions directly from your mobile phone without needing internet access. From money transfers and airtime recharge to bill payments and account management, *894# is designed to make banking fast, secure, and convenient.

How to Register for First Bank USSD Banking
To activate *894# on your phone, you’ll need:
- A First Bank account.
- A registered phone number linked to your account.
- Any type of mobile phone (basic or smartphone).
Steps to activate:
- Dial *894*0# from your registered phone number.
- Select your debit card (the one linked to your account).
- Enter the card’s 4-digit PIN.
- Create a new 5-digit USSD transaction PIN.
- Once successful, you can start using *894# immediately.
First Bank USSD Code Functions
1. Money Transfer
- Dial *894*Amount*Account Number#
- Example: *894*5000*1234567890# to send ₦5,000.
- Select the receiving bank, then confirm with your PIN.
2. Airtime Recharge
- For Self: *894*Amount#
- For Others: *894*Amount*Recipient’s Number#
- Example: *894*1000*08012345678# to recharge ₦1,000 on another line.
3. Check Account Balance
- Dial *89400# and enter your USSD PIN to view your balance.
4. Pay Bills
- Dial *894# and choose “Bill Payments.”
- Select the biller (DSTV, PHCN, etc.), input customer ID, and confirm with PIN.
5. Account Opening
- Dial *894*0# to open a First Bank account instantly without visiting a branch.
Benefits of First Bank *894# Banking
- No internet connection needed.
- Works on all GSM networks in Nigeria.
- Secure and available 24/7.
- Works on both smartphones and basic phones.
- Easy access to money transfers, airtime, and bills.
FAQs about First Bank USSD Code
Q: Can I use *894# on another number?
A: No, only the phone number linked to your First Bank account will work.
Q: What happens if I forget my PIN?
A: Visit the nearest First Bank branch to reset your USSD PIN.
Q: Is there a daily limit for transfers?
A: Yes, daily limits apply depending on your account type. Higher limits require visiting the bank.
Final Thoughts
First Bank’s *894# Quick Banking service is one of the most reliable USSD platforms in Nigeria, offering customers easy access to funds and seamless transactions without internet. Whether you need to transfer money, buy airtime, pay bills, or check your balance, *894# puts the power of banking in your hands.
Get TikTok SEO Cheat here
If you haven’t activated it yet, dial *894# today and start enjoying secure, convenient, and instant mobile banking with First Bank.