The GTBank USSD banking service (*737#) gives you easy access to banking without needing internet data or visiting a branch. With just a mobile phone, you can send money, buy airtime, pay bills, and carry out other transactions instantly. It is simple, secure, and works 24/7 on all networks in Nigeria.

Guaranty Trust Bank USSD Code for Transfers
To transfer money from your GTBank account to another GTBank or other banks:
- Dial:
*737*1*Amount*Account Number#
for transfers to GTBank. - Dial:
*737*2*Amount*Account Number#
for transfers to other banks. - Authentication: Enter your 4-digit PIN or the last 4 digits of your GTBank debit card to confirm.
Example: Dial *737*2*5000*1234567890#
to send ₦5,000 to another bank account.
GTBank USSD Code for Airtime Recharge
You can top up airtime for yourself or others:
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- For self-recharge:
*737*Amount#
- For others:
*737*Amount*Recipient’s Number#
Example: *737*1000#
will recharge your GTBank-linked line with ₦1,000 airtime.
GTBank USSD Code for Account Balance and BVN
- Check account balance:
*737*6*1#
- Check BVN:
*737*6*1#
(works across banks linked to your BVN)
GTBank USSD Code for Bill Payments
Pay bills conveniently using *737#:
- Electricity bills
- Cable TV subscriptions (DSTV, GOTV, Startimes, etc.)
- Internet and other services
To get started:
- Dial
*737*50*Amount*SmartCard Number#
for DSTV/GOTV payments. - Follow the on-screen instructions to complete payment.
Read also:
- Stanbic IBTC USSD Code for Money Transfer and Mobile Banking
- All Banks USSD Codes For Mobile Money Transfers in Nigeria
- Fidelity Bank USSD Code for Money Transfer and Mobile Banking
GTBank USSD Code for Salary Advance
GTBank also provides quick loans via USSD:
- Dial:
*737*8*2#
- Follow the prompts to request a GTBank QuickCredit loan.
If you qualify, the loan is credited instantly into your account.
Features of GTBank *737# Banking
- Available 24/7, even without internet.
- Works on all phone types (basic or smartphone).
- Safe and secure with PIN authorization.
- Accessible on MTN, Glo, Airtel, and 9mobile networks.
Conclusion
The GTBank USSD Code *737# makes banking simple and fast. Whether you want to transfer money, buy airtime, pay bills, or access instant loans, all you need is your phone. No internet. No branch visit. Just dial *737# and enjoy seamless mobile banking anytime, anywhere.