The Sterling Bank *822# USSD code provides a fast and reliable way to perform banking transactions directly from your phone. With this service, you can transfer money, recharge airtime, pay bills, and even open an account without visiting a bank branch or needing internet access. It is convenient, secure, and works on any type of mobile phone.

How to Transfer Money with Sterling *822#
To send money from your Sterling Bank account:
- Dial *822*Amount*Account Number# (e.g. *822*5000*1234567890#)
- Select the beneficiary’s bank from the options
- Confirm the details displayed
- Enter your 4-digit transaction PIN to complete the transfer
Your money is transferred instantly, and you will receive a confirmation message.
Airtime Recharge with Sterling *822#
You can top up airtime for yourself or for others in seconds:
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- For self-recharge: Dial *822*Amount# (e.g. *822*1000#)
- For others: Dial *822*Amount*Phone Number# (e.g. *822*500*08031234567#)
Airtime is credited instantly to the chosen mobile line.
Other Services Available on Sterling *822#
With *822#, Sterling Bank gives you access to many services beyond transfers and airtime:
- Check account balance (*822*6#)
- Pay bills (DSTV, electricity, etc.)
- Buy mobile data
- Open a Sterling Bank account instantly (*822*7#)
- Link multiple Sterling Bank accounts to your mobile number
- Withdraw cash from ATMs without a card (*822*4*2#)
Read also:
- Stanbic IBTC USSD Code for Money Transfer and Mobile Banking
- All Banks USSD Codes For Mobile Money Transfers in Nigeria
- GTBank USSD Code for Money Transfer and Mobile Banking
- Fidelity Bank USSD Code for Money Transfer and Mobile Banking
- FCMB USSD Code for Money Transfer and Mobile Banking
- Polaris Bank USSD Code for Money Transfer and Mobile Banking
Benefits of Using Sterling *822#
- Works on all types of mobile phones (no data required)
- Available across all Nigerian networks (MTN, Glo, Airtel, 9mobile)
- Safe and secured with PIN verification
- Accessible 24/7 from anywhere in Nigeria
- Saves time by reducing the need to visit the bank
Conclusion
The Sterling Bank *822# USSD code is a powerful tool for quick, easy, and secure banking. From transferring funds to paying bills and buying airtime, *822# ensures that you stay in charge of your money at all times. If you bank with Sterling, this is your ultimate mobile banking shortcut.