Banking has been made easier in recent times with the introduction of USSD codes to make life easier for both users and the banks. These USSD Codes For Mobile Money Transfers make it easy to transact business from the comfort of your home, office, school, church, or anywhere.

USSD Codes For Mobile Money Transfers

What is Bank Transfer Code?

This is a convenient, fast, secure, and affordable means to access your bank account at any time of the day, week, month, or year. This can be done through your mobile phone without the need for internet data. These quick codes have made banking in Nigeria more efficient and give customers complete access to their accounts.

FIND GTB sort codes here

Read Also: Phones under 70000

The use of shortcodes for banking transfers can be used for a range of things – callback service, mobile money, content, and information, or to provide network configuration services. Here we will be talking about the use of USSD for getting loans and you can know how to use ussd for bank transfer

Benefits of USSD Codes For Mobile Money Transfers

The benefits of using banking transfer outweigh the cost by far and you will see why below:

*. You can Top up your mobile airtime anytime or any place
*. You can Top-up other mobile phones at anytime
*. You can check your bank balance
*. Easy to make money transfers
*. You can make Bill payments easily
*. Reset Pin
*. Also, you can Buy data at any time or place.

All Nigeria Bank Transfer Codes

Here are shortlisted banks and their codes

Read Also:

USSD codes for instant loans in Nigeria

Nigerian BanksTransfer Codes
Access bank transfer code*901#
FCMB transfer code*329#
Wema bank transfer code*945#
GTBank transfer code*737#
Polaris (Skye) transfer code*833#
Eco bank transfer code*326#
First Bank transfer code*894#
Stanbic IBTC bank transfer code*909#
Diamond bank transfer code*426#
Fidelity bank transfer code*770#
Sterling bank transfer code*822#
Unity bank transfer code*7799#
UBA transfer code*919#
Zenith bank transfer code*966#

Ensure that the phone number where the purchase is made from MUST be a registered number with the bank if not so, it won’t work.

Access USSD Banking

With the code *901#, you can complete various types of transactions without going to the bank:

*. Airtime for self: *901*Amount#
*. Airtime for others: *901*Amount*Phone Number#
*. Account Opening: *901*0#
*. Data Purchase: *901*8#
*. Balance Enquiry: *901*5#
*. Fund Transfer to Access Bank: *901*1*Amount*Account Number#
*. Fund Transfer to Other Banks: *901*2*Amount*Account Number#
*. Merchant Payment: *901*3*Amount*Merchant Code#
*. Bill Payment: *901*3#
*. OTP Generation: *901*4*1#

You will need airtime on your mobile phone to complete any of the above commands.

Polaris (Skye) transfer code

To commence using the Polaris (Skye) Bank Money Transfer Code, you need to register or sign-up first by dialing *833# first: No data, no worries as Polaris bank got your back!

*. Open an Account (*833*1#)
*. Pay Bills (*833*2#)
*. Transfer Funds (*833*3#)
*. Hotlist Card
*. Update your BVN (*833*5#) – Coming Soon
*. Check your Balance (*833*6#)
*. Pay with MasterPass (*833*7#)
*. Airtime Top-up
*. Buy Airtime for yourself: Dial *833*AMOUNT#
*. Buy Airtime for others or yourself: Dial *833*AMOUNT*PHONENUMBER#
*. Transfer Funds: Dial *833*AMOUNT*ACCOUNTNUMBER#

UBA transfer USSD code

With the *919# UBA transfer code, you can easily complete all your transaction from the comforts of your home.

GTBank USSD code

With their *737#. you can do a lot:

*. Open Account: *737*0#
*. Reactivate your account: *737*11#
*. Fund transfer to GTbank: *737*1*Amount*NUBAN Account Number#
*. Fund transfer to other banks: *737*2*Amount*NUBAN Account Number#
*. Airtime top-up for self: *737*amount#
*. Airtime top-up for a friend: 737*Amount*Recipient’s number#
*. Data top-up: *737*4#
*. Check bank balance: *737*6*1#
*. Check BVN number: *737*6*1#
*. Inquiries: *737*6#

FCMB USSD bank transfer code

Complete your banking transactions all from the comforts of your home with *329#.

*. Dial*329*Amount# to top-up your mobile phone.
*. Dial *329*Amount*Mobile number# to top-up other mobile phones.
*. Dial *329*Amount*Account number# to transfer funds.
*. Dial *329*00# to check balance.
*. Dial *329*0# to reset your pin.
*. Dial *329*1*Mobile Number# to buy data on your phone.
*. Dial *329*2*Smartcard Number# to pay for DSTv or GOTv subscription.

Zenith Eazybanking

Zenith USSD code for transfer is *966# and you can easily transfer from Zenith Bank to other banks in Nigeria. To complete your Zenith mobile banking, you are to dial the following code:

*. Open account: *966*0#
*. Check account balance: *966*00#
*. Top-up your airtime: *966*Amount*Mobile Number#
*. To transfer funds: Dial *966*Amount*Account Number# then follow the on-screen prompts.
*. Update your BVN: *966*BVN#
*. Reset PIN: *966*60#
*. Deactivate mobile banking: *966*20*0#
*. Pay DStv and PHCN: *966*7*Amount*Customer ID#
*. Pay other Zenith Billers: *966*6*Biller code*Amount#

Eco mobile banking

The official transfer code is *326#. You can complete the following with this code:

*. Make instant transfers
*. Check balances
*. Pay bills
*. Read mini-statements
*. Buy airtime

First Bank transfer code

Even with no data on your mobile phone, you can complete your First bank commands, by using the bank transfer code: *894#. That is the Quick Banking with FirstBank USSD Code, where you can easily transfer money, check balance, buy airtime, pay bills, and lots more.

*. To register: *894*0#
*. Airtime recharge: *894*Amount#
*. Airtime for others: *894*Amount*Number#
*. To transfer: *894*Amount*Account number#
*. To check airtime: *894*00#
*. Mini-statement: *894*Account number#

Stanbic IBTC USSD Bank Money Transfer Code

With *909# Mobile Money you can receive salary payments, buy airtime, make one-on-one money transfers, pay for goods, and pay bills. To get started, dial the code and you can get started. It is convenient, secure, and affordable.

Diamond Short USSD code

It is quick, secure, and an easy way for all banked customers to perform banking transactions with convenience, regardless of segment or mobile device type.

To transfer to another bank with Diamond USSD shortcode:

– Dial *426# with your registered phone number
– Enter the last 6 digits of your Debit Card number.
– Enter your account number
– Create a 4-digit PIN.

Other service includes:

*. Dial *426*Amount#: To Purchase Airtime (self)
*. Dial *426*Amount*Account Number#: To Transfer Money (Within & Outside DB)
*. Dial *426*00#: To Check Account Balance
*. Dial *426*Amount*Phone Number#: To Purchase Airtime (For Friends and Family)
*. Dial*426*0#: To Change PIN
*. Dial *426*463#: To subscribe to C.R.E.A.M

Fidelity USSD code for transfer

Fidelity is calling it Instant Banking, and of course, it fits the name and mode of service. Fidelity transfer code is *770#, and it can be used to complete the following transaction:

*. Self-recharge: Dial *770*AMOUNT#
*. Recharge For A Friend Or Family: Dial *770*PHONE*AMOUNT#
*. To transfer funds: Dial *770*ACCOUNT*AMOUNT#

Sterling transfer code

For Standard Chartered customers, the transfer code is *822# and it can be used to complete other transactions, buy airtime, pay bills, and even transfer money from bank to bank. To get started, dial the code and you follow the prompt commands.

*. Buy airtime self: *822*AMOUNT#
*. Buy airtime for others: *822*AMOUNT*MOBILE NO#
*. Sterling bank within transfer: *822*4*AMOUNT*NUBAN#
*. Sterling bank to other: *822*5*AMOUNT*NUBAN#.
*. Check account balance: *822*6#
*. Check account number: *822*8#
*. Open account: *822*7#
*. To reset Pin: *822*9#

Unity bank transfer code

One of the best ways to the bank is via USSD code, and Unity bank has got you covered. The official Unity bank transfer code is *7799# and you can easily complete other important transactions.

*. Account opening
*. Airtime recharge
*. Add Account
*. Balance inquiry
*. Bills payment
*. BVN verification
*. Fund Transfer
*. PIN change.

Wema bank transfer code

The official transfer code for Wema bank is *945# and you can complete other necessary commands such as:

*. Buy Airtime: *945*phone Number*amount#
*. Send Money: *945*beneficiary account number*amount#
*. Balance Enquiry: *945*0#
*. Change PIN: *945*00#
*. Get your Account Number: *945*000#
*. Open Account: *945*1#
*. Change account number: *945*2*old account number*newaccountnumber#
*. Account Reactivation: *945*5#
*. Send Money to phone/email: *945*6*amount#

Jaiz Bank transfer code

To complete the fund’s transfer for your Jaiz bank account, you can start by dialing *389*301*Account number*Account#.  And dialing *389*301*Amount# will allow you to recharge airtime.

For Jaiz bank SWIFT code is JAIZNGLAXXX while the SORT code is 301080020.

Conclusion

You can perform any banking transaction with the above codes and do more than you can imagine. Trust this is helpful? kindly share with friends and family on your social media.