Stanbic IBTC makes banking easy with its *909# USSD mobile banking service. With this code, you don’t need internet access or a smartphone to carry out basic banking transactions. All you need is the mobile number linked to your Stanbic IBTC account.

With *909#, you can:
- Transfer money to Stanbic IBTC and other banks
- Buy airtime for yourself and others
- Pay bills and utilities
- Receive salary payments
- Pay for goods and services
- Check your account balance and more
It is fast, secure, and available 24/7 from any location in Nigeria.
How to Register for Stanbic IBTC USSD Banking
- Dial *909# using the phone number linked to your Stanbic IBTC account.
- Follow the on-screen instructions to register.
- Create a 4-digit PIN for authorizing transactions.
- Once complete, you can start using the service immediately.
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Stanbic IBTC USSD Transfer Code
To transfer money with Stanbic IBTC USSD:
- Dial *909*11*Amount*Account Number# for transfers to Stanbic IBTC accounts.
- Dial *909*22*Amount*Account Number# for transfers to other banks in Nigeria.
- Enter your 4-digit PIN to confirm the transaction.
Example: To send ₦5,000 to account number 0123456789 in Stanbic IBTC, dial:
*909*11*5000*0123456789#
Other Stanbic IBTC USSD Shortcodes
Here are some useful USSD codes for different transactions:
Service | USSD Code |
---|---|
Check Account Balance | 9091*1# |
Airtime Recharge (Self) | 909Amount# |
Airtime Recharge (Others) | 909Amount*Phone Number# |
Data Purchase | 9098# |
Pay Bills | 9095# |
Open an Account | 9090# |
Salary Advance (EZ Cash) | 90944# |
Why Use Stanbic IBTC USSD Banking?
- No internet required – works on any mobile phone.
- Secure – every transaction requires your secret PIN.
- Convenient – accessible anywhere, anytime.
- Affordable – low charges compared to other payment methods.
Final Thoughts
Stanbic IBTC *909# USSD code is a simple and secure way to manage your finances without stress. Whether you’re sending money, buying airtime, or paying bills, everything is just a few clicks away.