Keystone Bank Limited is a Nigerian commercial bank with branches across major cities and states in the country. The bank provides retail banking, corporate banking, and digital financial services to millions of customers.
For many banking operations such as interbank transfers, salary payments, standing orders, and direct debit mandates, customers may need to provide the correct branch sort code.
This guide provides a detailed list of Keystone Bank branch sort codes across Nigeria, organized for easy reference.
What is a Bank Sort Code?
A sort code is a 9-digit number used to identify a bank and its specific branch in Nigeria.
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The format works like this:
- First 3 digits – identify the bank
- Remaining digits – identify the branch
For Keystone Bank, the bank identifier is 082.
Example:
| Example Sort Code | Meaning |
|---|---|
| 082150017 | Keystone Bank – Head Office branch |
Sort codes are commonly required when:
- Sending money between banks
- Processing salary payments
- Completing banking documentation
- Setting up standing orders
Keystone Bank Sort Codes for Nigerian Branches
Lagos State
| Branch | Address | Sort Code |
|---|---|---|
| Head Office | Bank PHB Crescent, Victoria Island | 082150017 |
| Victoria Island | Adeola Hopewell Street | 082150020 |
| Victoria Island II | Adeola Odeku Street | 082150172 |
| Apapa | 20B Warehouse Road | 082150033 |
| Broad Street | 127 Broad Street, Lagos Island | 082150130 |
| Ikeja | 119 Awolowo Way | 082150046 |
| Allen Avenue | Allen Avenue, Ikeja | 082150473 |
| Computer Village | Pepple Street, Ikeja | 082151799 |
| Surulere | Bode Thomas Street | 082150169 |
| Ereko | Ereko Street, Idumota | 082150075 |
| Idumota | Nnamdi Azikiwe Street | 082150460 |
| Festac | 2nd Avenue, Festac Town | 082150253 |
| Abule Egba | Lagos-Abeokuta Expressway | 082151427 |
| Mushin | Agege Motor Road | 082151906 |
| Ago Palace | Ago Palace Way, Okota | 082152125 |
| Gbagada | Gbagada Expressway | 082152280 |
| Iju | Iju Road | 082151838 |
| Epe | Lagos Road, Epe | 082152138 |
| Ebute Metta | Thomas Street | 082151966 |
| Apapa Wharf | Wharf Road | 082151618 |
Abuja (FCT)
| Branch | Address | Sort Code |
|---|---|---|
| Wuse II | Ademola Adetokunbo Crescent | 082080051 |
| Wuse Zone 1 | Olusegun Obasanjo Way | 082080378 |
| CBD | Central Business District | 082080365 |
| Aminu Kano Crescent | Wuse II | 082081513 |
| Ahmadu Bello Way | Abuja | 082081940 |
| Asokoro | Maitama Sule Street | 082081021 |
| Garki Area 11 | Ladoke Akintola Boulevard | 082080268 |
Abia State
| Branch | Address | Sort Code |
|---|---|---|
| Aba | Aba–Owerri Road | 082230296 |
| Aba Branch II | Aba–Owerri Road | 082230705 |
| Asa Road | Asa Road, Aba | 082231359 |
| Umuahia | Akanu Ibiam Road | 082230348 |
Delta State
| Branch | Address | Sort Code |
|---|---|---|
| Warri | Airport Road | 082241641 |
| Asaba | Nnebisi Road | 082090151 |
| Dennis Osadebey Way | Asaba | 082091642 |
| Ughelli | Market Road | 082241531 |
| Sapele | Sapele-Warri Road | 082241816 |
| Kwale | Umusadege Road | 082241669 |
| Ibusa | Umejei Road | 082241010 |
Kaduna State
| Branch | Address | Sort Code |
|---|---|---|
| Bank Road | Kaduna | 082110439 |
| Ahmadu Bello Way | Kaduna | 082110510 |
| Kaduna South | Kachia Road | 082110523 |
| Tudun Wada | Nnamdi Azikiwe Way | 082112071 |
| NDA | Zunta Street | 082110604 |
Imo State
| Branch | Address | Sort Code |
|---|---|---|
| Owerri | Wetheral Road | 082100355 |
| Assumpta Avenue | Owerri | 082101545 |
| Okigwe | Owerri Road | 082101561 |
| Mbaise | Ahiara Junction | 082101930 |
Kwara State
| Branch | Address | Sort Code |
|---|---|---|
| Ilorin | Ahmadu Bello Avenue | 082141929 |
| Unity Road | Ilorin | 082140496 |
Borno State
| Branch | Address | Sort Code |
|---|---|---|
| Maiduguri | Baga Road | 082061229 |
| Maiduguri II | Kashim Ibrahim Road | 082060576 |
| Biu | Gombe Road | 082060699 |
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How to Find Your Keystone Bank Sort Code
If you cannot find your branch above, you can confirm the correct sort code by:
- Checking your cheque book
- Looking at your bank statement
- Contacting Keystone Bank customer care
- Visiting the branch where your account was opened
Keystone Bank Sort Code vs SWIFT Code
| Feature | Sort Code | SWIFT Code |
|---|---|---|
| Usage | Domestic transfers | International transfers |
| Length | 9 digits | 8–11 characters |
| Identifies | Bank branch | Bank globally |
Frequently Asked Questions
What is Keystone Bank’s bank code?
The bank code for Keystone Bank used in sort codes is 082.
Do all Keystone Bank branches share the same sort code?
No. Each branch has a unique sort code used to identify that branch.
Is a sort code needed for mobile banking transfers?
In most mobile apps it is not required, but it may be required for official banking forms or institutional transfers.
